Insurance Defense
Montgomery, Alabama Insurance Defense Attorneys
At Melton, Espy & Williams, P.C., in Montgomery, Alabama, our insurance defense attorneys have extensive experience in defending a variety of claim disputes on behalf of insurers and their insured. We provide skilled settlement and litigation services to major national and international insurance companies as well as self-insured companies with excess loss insurance, in matters pertaining to:
- General liability
- Property and casualty
- ERISA qualified plans
- Commercial and personal lines
- Motor vehicle accident liability, including cars, trucks, and motorcycles
- Director and officer liability
- Errors and omissions
- Excess and surplus lines
- Umbrella coverage
- Professional liability
- Reinsurance
- Medical malpractice
- Bad faith defense
The purpose of insurance companies is to help guard against catastrophic financial losses from unplanned accidental losses. In order for insurance companies to do this and still remain in business, coverage has to be limited to what is provided for in the insurance policy. Losses will be paid only if they are for damages that result from a loss event that is covered in the policy. Insurance companies and their insureds need to be protected before they make payments on losses on behalf of their insureds. They need to be sure that the payment is made for a loss for which liability has been clearly established. That means the insurance defense attorney an insurance company retains must be able to vigorously defend the accusations of liability.
Our lawyers are experienced in interpreting insurance policies and in rendering opinions on coverage, duty to defend, duty to indemnify, and other insurance contract related issues. When you need an insurance defense firm to provide you with unequaled defense and litigation services, contact the law firm of Melton, Espy & Williams, P.C., for experienced representation and litigation services.